Bank of Western Oklahoma offers a variety of account types. 

Online Banking

Bank of Western Oklahoma’s Online Banking provides an easy and convenient way to safely manage your personal accounts while living your life on the go. With simple-to-use navigation, and access to our online features and services, you can do your banking anytime, anywhere helping you save time and money.

Free service to Bank of Western Oklahoma account holders

Access your accounts 24/7/365 from any computer or mobile device with internet
Provides security and protection using the industry’s highest security standards
View detailed real-time account information
Search transaction history
Make one-time or reoccurring funds transfers between your accounts
Send secure emails to Bank of Western Oklahoma
View and download eStatements and check images
Download account information into personal financial management solutions
Access Bank of Western Oklahoma’s Bill Pay service (additional fees apply)

Deposit Accounts

Bank of Western Oklahoma offers a variety of deposit accounts designed to meet your individual financial needs. Whether its home, business, or farm and ranch, Bank of Western Oklahoma offers account options with features designed for the way you live.

Personal Banking

  • Free Checking
  • Tiered NOW Accounts
  • Savings Accounts

Free Checking

Our Free Checking account has absolutely no monthly service fee and comes with all of these additional benefits and services:


  • Free Online Banking
  • Free ATM transactions at any Bank of
    Western Oklahoma location
  • Free Visa debit card
  • Free eStatements
  • Free 24/7 VoiceAccess Telephone Banking
  • Online Bill Pay Services available
  • Overdraft Privilege options available

Tiered NOW Accounts

Our Tiered NOW Accounts offer all of the convenience and benefits of a checking account while earning interest on your money.

Savings Accounts

Bank of Western Oklahoma offers a variety of savings accounts options designed to enhance your financial well-being by earning interest on the money you save. All of our savings accounts come with the same benefits and services that accompany our other account offerings. You can choose from the following account types to help you achieve your financial goals:


  • Savings Account
  • Money Market Account
  • Prestige Money Market Account
  • Certificate of Deposit (CD)
  • Individual Retirement Account (IRA)