Loans

Competetive loan options tailored to meet your agriculture, commercial and personal loan needs

Personal Loans

When you’re in the market for a personal loan, you want flexible financing options, competitive rates, and fast turnaround on loan approvals. Bank of Western Oklahoma’s team of knowledgeable and responsive lenders will work to tailor a competitive loan that fits your needs with a repayment plan you can afford. Our loan decisions are made locally and quickly; in most cases, before you leave the bank.

Bank of Western Oklahoma’s personal financing options include:

  • Auto Loans
  • Boat Loans
  • Recreational Vehicles Loans
  • ATV Loans
  • Aircraft Loans
  • Home Improvement Loans
  • Debt Consolidation
  • Personal Expense

Home Loans

Bank of Western Oklahoma understands that your home is one of the biggest investments you’ll ever make. Whether you’re buying your first home, a vacation home, or building your dream home, we can assist you with finding the best mortgage solution to fit your needs. We are not a mortgage broker looking to sell you on a loan. Our lenders work with you to determine what you can comfortably afford, and to make sure you understand how your mortgage loan will work. By getting to know you, we can fit you into the perfect mortgage and make your home ownership dreams a reality.

Agriculture Loans

At Bank of Western Oklahoma we understand agriculture. Our owners and lenders are experienced in farming and ranching, and understand the important role agriculture plays in our economy and our communities. Our employees live and work in the same communities. Because of our ability to make local credit decisions, we respond quickly to your financing needs. We understand the unique needs associated with an agriculture operation and want to help you grow your business. Our lenders work closely with each customer to build a relationship and gain an understanding of their specific agri-business operating plan. Bank of Western Oklahoma has the competitive financing options, professional experience, and local expertise to assist you with accomplishing your agriculture business goals.

Bank of Western Oklahoma’s agriculture financing options include:
 

  • Agriculture Real Estate Loans
  • Livestock Loans
  • Farm Equipment Loans
  • Operating Loans
  • FSA Guaranteed Loans

Commercial Loans

Bank of Western Oklahoma offers a variety of commercial loan products and services to support the growth and success of your business. No matter the size of your business, our experienced and knowledgeable bankers will work with you to customize a credit solution designed to fit your specific needs. From construction financing to working capital, we want to be your financial partner for the long-term.

Bank of Western Oklahoma’s commercial financing options include:

  • Commercial Real Estate
  • Commercial Construction
  • Commercial Term Loans
  • Commercial Lines of Credit
  • SBA Loans
  • USDA Business & Industry Loans